Track · Grow · Build Tomorrow

One clear view of everything your family owns

Stocks, mutual funds, NPS, deposits, gold and property for each person in your family, with returns, goals and tax in one place.

Join the beta See how it works

Free during the beta · For individuals and families

NidhiVista Home on the web: the family's total worth, recent change and upcoming dues
NidhiVista Home on a phone

Your family at a glance

How the family's money is spread, by kind of investment and by person.

By kind of investment
Stocks & ETFs 31.5%Mutual funds 19.1%NPS 3.4%Deposits 6%Provident funds 8.4%Gold & silver 5.4%Real estate 25.6%Other 0.7%8kinds
  • Stocks & ETFs31.5%
  • Mutual funds19.1%
  • NPS3.4%
  • Deposits6%
  • Provident funds8.4%
  • Gold & silver5.4%
  • Real estate25.6%
  • Other0.7%
By person
Arjun 57.7%Kavya 29.8%Rohan 7.1%Ananya 1%Suresh 4.4%5people
  • Arjun57.7%
  • Kavya29.8%
  • Rohan7.1%
  • Ananya1%
  • Suresh4.4%

Illustrative family · fictional data · as of 31 Oct 2026

Everything your family holds, in one place

  • Stocks & ETFs
  • Mutual funds
  • NPS
  • Fixed deposits & RDs
  • PPF / EPF
  • Post office schemes
  • Gold & silver incl. SGBs, jewellery
  • Property
  • Bonds
  • Insurance
  • Loans as liabilities

Features

Built for how Indian families actually save

From each person to the whole family

Every holding belongs to someone. Look at one person's own money, or add everyone up into one family total.

  • Choose people in the View filter: one, a few or everyone
  • Each person sees only what is their own
  • Everyone is the consolidated family total, with deposits, gold and property included and loans taken off
  • Stocks & ETFs 34%Mutual funds 21.8%NPS 5.9%Deposits 1.8%Provident funds 10.6%Gold & silver 2.6%Real estate 22.2%Other 1.1%

    Arjun

  • Stocks & ETFs 23.9%Mutual funds 14.6%Deposits 1.2%Provident funds 5.3%Gold & silver 12.1%Real estate 42.9%

    Kavya

  • Stocks & ETFs 67.1%Mutual funds 30.7%Deposits 2.2%

    Rohan

  • Provident funds 74.8%Gold & silver 25.2%

    Ananya

  • Deposits 100%

    Suresh

Whole family

Stocks & ETFs 31.5%Mutual funds 19.1%NPS 3.4%Deposits 6%Provident funds 8.4%Gold & silver 5.4%Real estate 25.6%Other 0.7%100%family
  • Stocks & ETFs31.5%
  • Mutual funds19.1%
  • NPS3.4%
  • Deposits6%
  • Provident funds8.4%
  • Gold & silver5.4%
  • Real estate25.6%
  • Other0.7%

Illustrative family · fictional data · as of 31 Oct 2026

The web app with the View filter set to Arjun: only his holdings
Arjun's view
The web app with the View filter set to Everyone: the family total
Everyone
Family members on the web, each with their share of the family
Family members

Real returns, honestly measured

Your return is worked out as XIRR from the day of your first investment, counting every amount you put in and took out. Then it is set beside the Nifty and Sensex over the same time.

  • XIRR since your first investment
  • Compared with Nifty and Sensex over the same period
  • Missing prices shown as missing, never guessed
Performance on the web: XIRR compared with Nifty and Sensex
Performance on a phone

Goals and money sources

Set aside holdings for a goal, such as a child's education, and see how close you are. Mark where money came from, like an inheritance, and follow it to what it is worth today.

  • Earmark holdings for each goal
  • Trace a money source to its value today
Goals on the web with holdings earmarked for education
A money source traced to its value today

Tax made clear

Capital gains, short and long term, for each person. An estimate for the year adds deposit interest, rent and gold sales, so the full picture is in one place.

  • Capital gains by financial year
  • Interest, rent and gold sales in the annual estimate
Tax on the web: capital gains and the annual estimate

Statements in, not typing

Bring in the statements you already receive and NidhiVista builds your holdings and their history. No retyping trades one by one.

  • CAS from CAMS and KFintech for mutual funds
  • Zerodha contract notes for stocks and ETFs; more brokers coming
  • NPS statements, and a check against your demat holdings
  • Another broker? Use our Excel template or add trades by hand, or ask us to add your broker
Importing a statement on the web

Never miss a maturity

What falls due next is waiting on your Home screen: deposits maturing, premiums to pay and loan EMIs.

  • FD and RD maturities with their dates
  • Insurance premiums and EMIs in one list
Upcoming maturities, premiums and EMIs on the web
Upcoming dues on the phone's Home screen

Beyond shares and funds

Deposits, PPF, gold and property sit beside your investments, so the total is the real total. Gold is valued at IBJA rates.

  • Fixed deposits, RDs, PPF and post office schemes
  • Gold and silver valued at IBJA rates
  • Property at the value you record
Allocation on the web: a donut of everything the family holds, shares, funds, deposits, gold and property
Other assets on a phone

Privacy

Your family's money is your business

  • No account numbers needed

    No PAN, bank account or demat numbers are needed to use NidhiVista.

  • Secure sign-in

    Sign in with a one-time code sent to your email, and add a second step with an authenticator app if you like.

  • Your data stays yours

    Download your data on the web, or delete your account, whenever you like.

  • Prices from public sources

    Prices come from NSE, AMFI and IBJA. If one is missing, we say so rather than make it up.

  • No ads, ever

    There are no ads, and we never sell your data.

How it works

Three steps to the whole picture

  1. Join the beta

    Leave your name and email. We'll write when your place is ready.

  2. Import your statements

    Add your CAS, contract notes and NPS statements, then anything else by hand.

  3. See the whole picture

    Worth, returns, goals and tax for each person and for the family.

FAQ

Questions, answered

Is it free during the beta?

Yes. NidhiVista is free for everyone during the beta.

Is my data safe?

Signing in uses a one-time code sent to your email, with an optional second step, and everything travels between your device and NidhiVista encrypted. We don't ask for PAN, bank or demat numbers, and you can download or delete your data at any time.

Which statements can I import?

The consolidated account statement (CAS) from CAMS or KFintech for mutual funds, Zerodha contract notes for stocks and ETFs, NPS statements, and NSDL's CAS to check your demat holdings. Trades with other brokers can come in through our Excel template or be added by hand, as can deposits, gold, property and anything else.

Using another broker? Write to [email protected] and tell us which; we add brokers in the order people ask for them.

Is NidhiVista investment advice?

No. NidhiVista is a tracker. It is not a SEBI-registered investment adviser and does not recommend what to buy or sell.

Are there phone apps?

Yes. Beta users get Android and iPhone apps. Releases in the Play Store and App Store will follow later.

Join the beta

Be among the first families on NidhiVista

Free during the beta. We'll email you when your place is ready, and only about NidhiVista.

A family portfolio on the web
Holdings on a phone

Your details

Optional

What do you track?

Optional